BISP Payment Schedule 2026: Complete Installment Details

In 2026, BISP continues its structured quarterly payment distribution model through its 8171 service, a dedicated status and payment information system accessible via SMS and the official online portal. This guide covers 2026 payment schedules, eligibility criteria, payment amounts, distribution methods, verification process, policy changes, and procedure guidelines for beneficiaries. BISP mainly follows a quarterly payment model for the Benazir Kafalat cash assistance program. In this guide, we learn about the BISP payment schedule 2026, the expected schedule (based on official release and reliable reporting), guide related payment schedules 2026, and how to check the payment using CNIC.

BISP 2026 Payment Schedule

January – March Quarter: The first quarterly payment of the year, typically, will be distributed in January 2026.
April – June Quarter: The second quarterly payment release in April 2026.
July – September Quarter: The third or mid-year summer payment usually begins distribution in July 2026.
October – December Quarter: The final installment of the year begins in October 2026.

BISP Amount Details For 2026

Amount: Rs. 14,500 per quarter.
Program: Benazir Kafalat

Payment methods:

Digital Wallets & SIMs: Starting March 2026, direct payment via digital wallets and SIMs is being rolled out for convenience and security, reducing dependency on agents.
Traditional Methods: Payments are also available at partner banks (HBL, Bank Alfalah) and biometric camps.

Requirements Before Receiving Payment:

Verify Eligibility: Ensure your PSER records are updated.
Check Status: Use the 8171 web portal or SMS for confirmation.
Activate Wallet: if eligible for digital payments, confirm wallet activation and receive your BISP SIM.
Biometric Authentication: All payments require CNIC-based biometric verification.

Eligibility Criteria for BISP Payment 2026

1. Income And Poverty Score Requirements:

Poverty Score: Families generally must have a PMT score of 32 or below to be considered eligible for the Benazir Kafalat program. For families with a disabled person, the cutoff score is set slightly higher at 37.
Income level: A household’s monthly income should be below referred to as less than PKR 25,000 to 50,000 per month.
Asset level: The applicant or their family should not own assets such as a vehicle, more than 3 acres of farmland, or 80 square yards of residential land, or receive income from other major sources.

2. CNIC and Biometric verification:

CNIC: All applicants must be Pakistani citizens with a CNIC. The female head of household is typically the primary applicant.

Biometric Verification: Payments are released only after successful biometric verification at designed BISP campsites, partner bank, or ATM locations.

3. Eligibility for Women, Widows, and Disabled Persons

Women: This application is valid for household women. A female applicant has a valid ID card.

Disabled: Widows or divorced women without male family members are especially eligible for this.

4. Disqualification or Suspension:

Government Employment: Any family member currently holding a Government Job or receiving a government pension is ineligible.

High income/assets: The household’s income or assets exceed the defined limits the family is disqualified.

International Status: If a family member has a passport, owning a National Identity Card for Overseas Pakistanis leads to disqualification.

How to check the BISP Payment Schedule

8171 SMS Service

Open the messaging
Type CNIC number
Send 8171

Online BISP 8171 Portal

Visit the official website.
Enter CNIC number.
Click the “Check Status” or “Find Out” button.

BISP Office and Helpline Support

Tehsil Office Assistance

Locate your nearest Tehsil office
Visit the office with your original CNIC and children’s B-forms (if applicable) to register, update your PSER data, or file a complaint.

Official Helpline Numbers

call 0800-26477.
You can also contact the BISP headquarters in Islamabad at 051-9246326.

Payment and Collection Method

Withdraw cash using your debit/ATM card from ATMs, requiring your PIN.
Funds are directly withdrawn from linked bank accounts.
Pay at designated shops often through mobile wallet QR codes or agent-assisted cash-in/out.
Pay at official locations.
Mobile accounts for payments, transfers, bill pay, and microfinance.
Your own valid ID (CNIC) might be needed for agent-assisted cash-outs.

Distribution System

BISP has modernized its payment system to ensure transparency and prevent deductions by middlemen

1. Partner Banks/ATMs

Beneficiaries can withdraw funds from bank branches and ATMs using their CNIC and biometric verification.

2. Designated BISP Payment Centers

For beneficiaries in remote areas or those without easy bank access, BISP sets up special cash distribution camps.

3. Digital Wallet (New Facility)

BISP is offering digital wallet services to help you make payments faster and safer. Beneficiaries can make withdrawals from their mobile wallets through the mobile device, so that they can:

Cancellations through authorized agents.
Digitally make payments.
Check the balance without going to a bank.

4. BISP Phase Distribution

Early release to urban and higher-verified areas
Mid-cycle payments to additional districts.
Final release of remaining areas.

Latest Updates & Full Details:

In 2026, the Benazir Income Support Program implemented updates, including increased payment amounts, a more predictable quarterly schedule, and improved digital distribution methods aimed at enhancing transparency and accessibility.

Increased Installments

The quarterly installment for the Benazir Kafalat program in 2026 is Rs. 14,500, increased from Rs. 13,500. The BISP generally follows a quarterly disbursement schedule.

No.	Payment Quarter	Start Date of Payment	End Date of Payment
Q1	(January-March)	January 15, 2026	January 31, 2026
Q2	(April-June)	April 15, 2026	April 30, 2026
Q3	(July-September)	July 15, 2026	July 31, 2026
Q4	(October-December)	October 15, 2026	October 31, 2026

Increased Installment Amount

The quarterly stipend for the Benazir Kafalat program has been increased to Rs. 14,500 per eligible family, up from the previous amount of Rs. 13,500. Further adjustments to the payment amount may be made based on inflation and the economic situation, with official announcements expected.

Conclusion

The BISP Payment Schedule 2026 reflects the government’s continued commitment to providing timely, transparent, and structured financial support to Pakistan’s most vulnerable households under the Benazir Kafalat Program. Beneficiaries are advised to keep their CNIC and PSER data updated, rely only on official BISP channels, and regularly check the 8171 system to ensure uninterrupted access to their financial help throughout the year.

FAQ’s

Can the first quarter of 2026 be given through SIMs?

No, the first quarter was not given through SIM, it is given by biometric verification.

How can I check the BISP Payment 2026?

Send your CNIC number to 8171. Another method, visit the official web portal and enter your CNIC number.

What is the 8171 SMS service?

8171 SMS service is an official service for:

To check the eligibility.
To check the payment status.
Recieve payment related updates.

Who is eligible for BISP services?

A person have PMT score less than 32 (37 for disabled)
Monthly household payment below the limit.
No family member has a government job.

BISP Payment Schedule 2026: Complete Installment Details

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