BISP November 2025 Payments: How to Receive Your Benazir Kafalat Installment via HBL

BISP November 2025 Payments: How to Receive Your Benazir Kafalat Installment via HBL

BISP has already announced the Benazir Kafalat payments for November 2025. An amount of Rs. 13,500 each to deserving women across Pakistan. Congratulations! We have integrated Habib Bank Limited (HBL) and HBL Konnect agents for easy receipt of your contact under the program. There will be no delay, instant and transparent disbursement, free from any deductions. So, here is how you can receive your BISP installment through HBL in a safe and most transparent way.

Read More: Benazir Kafalat November 2025: BISP Payments Now Available Through Bank Alfalah

November 2025 Payment Details

• The Benazir Kafalat installment for November 2025 that is being released now is worth Rs. 13,500 to all eligible beneficiaries.
• Payments have started and will go on during the whole month from HBL branches and HBL Konnect agents, as well as from BISP campsites.
• Women who were earlier beneficiaries and those newly verified under the BISP database can collect their payments after biometric verification.
• Beneficiaries may also check their payment release status through the 8171 web portal or by sending their CNIC via SMS to 8171.
• The government intends to make a fully transparent and accessible payment system through the wide network of HBL all across Pakistan.

Read More: BISP Payment November 2025 – Latest Update on Benazir Kafalat Installment and New Payment Method

New Payment Method via HBL

• The Benazir Income Support Programme (BISP) has introduced a new payment disbursement method with the help of Habib Bank Limited (HBL), thereby further facilitating and making transparent the collection process. Under this method, beneficiaries would be able to collect their Rs. 13,500 Benazir Kafalat installment directly from any branch of HBL or HBL Konnect agents after biometric verification.
• This advanced disbursement process cuts down long queues at camps and helps women easily withdraw their money from the nearest HBL branch, ATM, or Konnect agent. Working with HBL gives them safe, fast, and clean transactions, which makes the beneficiaries feel more comfortable and secure while getting their funds.

Step-by-Step Process to Receive Payment via HBL

1. Check Eligibility

Send CNIC number to 8171 or visit the 8171 web portal to check payment status.

2. Visit the Nearest HBL Konnect Agent or Branch

Go to the nearest HBL branch/Konnect agent to receive the BISP payment.

3. Bring Your CNIC

Please carry your Original CNIC for verification.

4. Biometric Verification

All biometric checks are conducted by this agent at the time of recording your thumb impressions.

5. Receive your payment of Rs. 13,500 

After successful validation, you will receive your Benazir Kafalat payment in cash.

6. Collect the receipt and count the cash

Always take the payment receipt and count your money before leaving. Report if there is any deduction͏

How to Check Your Payment Status Online

• Visit the Official 8171 Web Portal: 

Go to the official portal 8171.bisp.gov.pk. 

• Enter Your CNIC Number: 

Fill Your 13-Digit CNIC Number in the Given Box 

• Fill in the Captcha Code: 

Fill in the captcha code shown on the screen 

• View Payment Status: 

The portal will show your status at present, like “Payment Released”, “Under Process”, or “Not Eligible.” 

Alternative Method through SMS:

Send your CNIC number without dashes to 8171. You will receive an SMS regarding your eligibility as well as the details of the payment for the installment of November 2025.

Read More: Track BISP 8171 Payments Online – Verify Status Through Official Web Portal

Required Documents for Payment Collection

1. Original CNIC

This is required for identification and biometric verification at HBL or Konnect outlets. 

2. Registered Mobile Number

It facilitates the reception of SMS notifications and codes regarding verifications associated with payment updates.

3. Payment Message or Slip (if received)

Carry the official BISP payment confirmation SMS or slip to fast-track the process.

4. NADRA Verification, if needed

In case there is any issue with biometrics, a record of verification from NADRA may be required for re-verification.

5. Guardian’s CNIC (if available)

In case the beneficiary is not able to come in person to collect payment, any authorized guardian may accompany her with a valid CNIC as per the rules of BISP.

Common Issues and Their Solutions

1. Fingerprint Mismatch:

If your thumb impression does not match at the time of biometric verification, you may visit the nearest BISP Tehsil Office or NADRA center for the purpose of face verification or updation of fingerprint.

2. Payment Not Showing Online:

Sometimes payments take time to appear on the portal. Give it 24-48 hours and check your status again at 8171.bisp.gov.pk.

3. Deduction or Less Amount Received:

In case some amount has been subtracted or less than the stipulated amount has been received, no fee or deduction shall be allowed. Any money cut by the agents, report immediately to BISP Helpline (0800-26477) or inform the camp in charge. 

4. CNIC or SIM Not Registered:

Verify that your CNIC and mobile number are registered in your own name before checking or collecting the payment; if not, update them from NADRA first. Payment may be delayed due to technical errors.  

5. Payment Delay or Technical Error:

In case any delay is happening against a system error, please visit the BISP Tehsil Office with your CNIC and payment SMS for reactivation and verification.

Benefits of Receiving Payment via HBL

1. Ease of Collection: Any HBL branch or HBL Konnect agent within the network can collect the payment, thus minimizing travel and waiting time for the payee.
2. Safe Transactions: Biometric verification ensures that only the rightful beneficiary receives the payment, so fraud is minimized.
3. No Deductions: The beneficiary receives Rs. 13,500 without any service charges or cuts.
4. Fast and Transparent System: Online, instant verification and payment will be processed through HBL’s digital network.
5. Digital Payment Mode: The beneficiaries, at selected districts, will have the option of receiving funds through digital wallets, thereby promoting financial inclusion.
6. Service for Women: HBL Konnect centres are specially designed for a comfortable and respectful environment for the female beneficiaries.

Read More: BISP 2025 Payment Bank Withdrawal – Complete List and Process Guide

Important Notices for Beneficiaries

1. No Extra Charges: BISP payments are absolutely free of any deductions for any agent/outlet. 
2. Original CNIC: Always bring your own valid ID for identification and biometric verification. 
3. Count Your Cash: Count the full amount, Rs. 13,500, yourself before taking your receipt and leaving the center.
4. Accept Authorized Centers Only: Get your payment from the HBL designated branches, HBL Konnect agents, or BISP camps.
5. Report Problems on the Dot: Call the BISP helpline at 0800-26477 or personally visit the BISP Tehsil Office in case of any deduction, delay, or fraud.
6. Carry Updated Information: Recheck your CNIC number and the mobile number that is duly registered with NADRA and 8171 so that it does not create any problem regarding payments.

Conclusion

The BISP has facilitated the beneficiaries to easily access their Benazir Kafalat payment of Rs. 13,500 for the month of November 2025 from HBL branches as well as HBL Konnect agents. Under this new system, funds can be delivered safely at a fast speed and with complete transparency, so that no deductions take place. By going through a simple verification process by using only authorized centers, beneficiaries will be able to get their payments. The government, working together with HBL, is taking another step in digital and accessible financial aid support for low-income households across Pakistan.

FAQs

What is the amount of the November 2025 BISP payment?

Each deserving family will get Rs. 13,500 as financial assistance under the Benazir Kafalat Program.  

How can I collect my BISP payment through HBL?

Visit your nearest HBL branch or HBL Konnect agent along with the original CNIC, get your biometric verification done, and receive instant Cash.  

What should I do if my fingerprints are not verified?

Visit the nearest BISP Tehsil Office or any NADRA Registration Center for Face Verification or Fingerprint Update to restore your payment.  

Are there any charges or deductions for collecting the payment?

No. BISP payments are totally free of any charge. Report any deduction or misconduct to the BISP helpline 0800-26477.